You’re going on a 3 day weekend trip to Miami and book a hotel that costs $250 per night. The hotel you’re staying at offers a weather guarantee that you can add to your stay. In this example, the guarantee costs $11 per night to add (exact guarantee costs depend on the location, time of year, and what’s covered. They are generally between 3-10% percent of the booking cost).
The guarantee says that you’ll be reimbursed ahead of time for your night’s stay if it is forecasted to rain for more than two hours between 8am and 8pm the next day.
1. "Reimbursed for you night’s stay" in this case means you’ll be reimbursed $250. Most guarantees cover the cost of a booking per day, and if you’re staying multiple days/nights then you can have a guarantee for each night.
2. "Rain" means if there is any measurable amount of rain. Measurable rain is rain greater than 1 millimeter per hour. This is what many people would call a light rain. It is enough rain to make a street look wet, but not enough rain to create puddles. It is possible that there is a light drizzle that is not considered “rain” because it is too light to forecast and measure. Less than 1 millimeter per hour would not trigger the guarantee.
3. "Two hours" means if two hours or more are forecasted to have more than 1 millimeter of rain fall, then the guarantee will be paid. The rainy hours do not have to be consecutive.
4."Ahead of time" means the reimbursement happens based on the forecasted weather the morning of. We want you to know if you’re being reimbursed or not so you can have extra money to spend to plan around the rain, so we pay you before it rains.
You’ll be automatically contacted the morning of if you’re eligible for a guarantee payment, and you’ll be provided a method to receive your guarantee.