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Embedded Weather Protection for Insurance
Deliver a parametric, claims-free weather protection experience built for global insurance distribution.
Add weather protection your way
Add weather protection to an existing product or launch it standalone. Available white-label, co-branded, or embedded within booking flows.


Live, scalable quoting
Generate dynamic, weather-based pricing in real time based on destination, travel dates, and forecast risk.
Automated Payouts
When qualifying weather occurs, payout eligibility is determined automatically.
Use Sensible’s end-to-end payout infrastructure, or trigger reimbursement within your own customer experience.

Insurance-grade infrastructure
Enterprise platform built for global insurance distribution. Backed by Swiss Re, SOC 2 compliant, and proven at scale with more than 1 million Weather Guarantees sold.
- Real-time weather data and pricing APIs
- Automatic determination of when reimbursement is owed
- Flexible support for partner-managed or Sensible-managed customer communications
- Built for white-label and embedded deployment
Launch the way your business works
Use Sensible Weather as the platform behind your weather protection offering, or combine it with your own brand, risk model, and customer experience. Built to support insurers, MGAs, brokers, and embedded partners.

About Sensible Weather

What is a Weather Guarantee?
Weather conditions can have a significant impact on the guest experience, especially for outdoor activities. The Weather Guarantee from Sensible Weather is a…

Sensible Weather Expands to New Destinations
Weather Guarantees are now available for hotels in France, Austria and the Caribbean

Sensible Weather Named a Condé Nast Traveler Bright Idea in Travel 2025
Sensible Weather named a Condé Nast Bright Idea for helping hotels offer Weather Guarantees, giving guests peace of mind when rain, snow, or high temperatures…

Weather Guarantee ≠ Cancellation Insurance
How are our weather guarantees different from travel insurance or cancelation insurance?
Connect with our team
Want to learn more about how Weather Guarantees can help your business? Schedule a call with a member of our Partnerships team today!
