Embedded Weather Protection for Insurance Companies
Launch parametric weather protection under your brand. Sensible prices, verifies and reconciles the weather risk behind it, in real time and at scale.
Add weather protection your way
Add weather protection to an existing product or launch it standalone. Available white-label, co-branded, or embedded within booking flows.
Live, scalable quoting
Dynamic, weather-based pricing in under 300 ms, using destination, travel dates and forecast risk, with 200M+ quotes priced to date.
Automated Payouts
Payout eligibility is determined automatically when qualifying weather occurs. Pay customers through your own claims experience, or use Sensible’s payout infrastructure.
Insurance-grade infrastructure
Enterprise platform built for global insurance distribution. Backed by Swiss Re, SOC 2 compliant, and proven at scale with more than 1 million Weather Guarantees sold.
- Real-time weather data and pricing APIs
- Automatic determination of when reimbursement is owed
- Your customers, your communications, with Sensible support available
- Built for white-label and embedded deployment
- Reconciliation and reporting for every policy and payout
Launch the way your business works
Sensible is the engine behind your weather protection: your brand, your customers and your claims process, powered by our pricing, verification and reconciliation. Built for insurers, MGAs, brokers and embedded partners.
Talk to our insurance partnerships team.
Interested in offering Weather Protection? Fill out the form below with your details. A member of our team will be in touch shortly.
About Sensible Weather
What is a Weather Guarantee?
Weather conditions can have a significant impact on the guest experience, especially for outdoor activities. The Weather Guarantee from Sensible Weather is a…
Sensible Weather Expands to New Destinations
Weather Guarantees are now available for hotels in France, Austria and the Caribbean
Sensible Weather Named a Condé Nast Traveler Bright Idea in Travel 2025
Sensible Weather named a Condé Nast Bright Idea for helping hotels offer Weather Guarantees, giving guests peace of mind when rain, snow, or high temperatures…
Weather Guarantee ≠ Cancellation Insurance
How are our weather guarantees different from travel insurance or cancelation insurance?
Connect with our team
Want to learn more about how Weather Guarantees can help your business? Schedule a call with a member of our Partnerships team today!
